Recreational Insurance

Are you properly covered?

The roads less traveled, the thrill of adventure, the wind in your hair – this is what owning a recreational vehicle is all about! Are you an experienced outdoor enthusiast or just starting out? Lucky for you, either way, we have a policy that fits your needs! Recreational vehicles allow you the freedom to travel, explore and have fun and have no room for added stress. Should an accident happen, it is reassuring to know that your investment is covered!

Contact us today to build your personalized protection plan! If you are unsure of the coverage needed, one of our experts will assist in choosing the right coverage for you!

Recreational Insurance Offered:

Coverage Details Include but are not limited to:

Just like an auto insurance policy, the core coverage still applies. However, each recreational insurance plan has coverage that can differ and are unique to that particular unit. We specialize in collecting the key details when it comes to your recreational vehicle and put together a unique protection plan that best fits your lifestyle.

Liability Protection

Pays for damage caused to others if you’re at fault in a covered loss, including the services of an attorney to defend you if sued.

Collision Protection

Covers damages to your vehicle incurred as a result of a covered loss, regardless of fault.

Comprehensive Coverage (Other than Collision)

Protects you in the event your vehicle is damaged by vandalism, theft, falling objects, damage caused by animals, civil disturbance and damage from a fire, flood or other covered peril.

Medical Payments Coverage

A supplemental coverage that can be added to an existing auto policy to help cover medical expenses arising from a covered accident.

Uninsured/Underinsured Motorists

Pays for bodily injury to you and other passengers and drivers of your insured vehicle for losses caused by uninsured or underinsured drivers.

Frequently Asked Questions

Many home and auto policies exclude ATVs, dirtbikes, motorcycles, and similar vehicles from their policies due to their unique risk.
Arizona requires that every motor vehicle operated on roads in the state to be covered with liability insurance.
You are not required by law to carry insurance on a travel trailer or utility trailer in Arizona. However, to protect the unit itself it is wise to carry a policy with comprehensive (other than collision) and collision deductibles.
Yes! We offer “Full Time” Motorhome & Travel Trailer policies. These protect you not only with liability coverage when driving but also have personal property and other coverage that protects you when living in your motorhome or travel trailer.

Find The Coverage You Need

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Chino Valley, AZ

Prescott, AZ

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