Valuables Insurance

Are you properly covered?

Homeowners policies are designed to protect your home and what’s inside but there is usually limited coverage for valuable possessions such as jewelry, fine art and collectibles. Valuables insurance is designed to give you extra coverage for your rare and irreplaceable items.

Contact us today to build your personalized protection plan! If you are unsure of the coverage needed, one of our experts will assist in choosing the right coverage for you!

Types of items Covered:

Frequently Asked Questions

This type of insurance often covers theft, mysterious disappearance. A general rule of thumb is that the policy covers everything except what is specifically excluded. Exclusions typically include things like wear and tear.
It depends on the specific terms of each policy but generally there are two ways to value items, replacement or agreed value. Replacement means that in the event of a loss, the insurance company will attempt to find a replacement of similar like-kind and quality. If the item is under agreed value on your policy, the insurance company will simply pay the agreed amount (the amount of coverage the item is scheduled for on the policy).
Price depends on a variety of factors such as where you live, the type of items you have scheduled and the value of those items. Luckily, valuables insurance is typically very affordable.
If you’re on the fence about whether or not some of your special possessions would best be covered by a valuables policy; ask yourself, “Could I replace this item immediately and comfortably if something happened to it?” If the answer is no, we recommend talking to one of our agents about getting coverage.

Find The Coverage You Need

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Chino Valley, AZ

Prescott, AZ

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