Business Insurance

Are you properly covered?

As a business owner you already have to face the unexpected on a regular basis and there are always risks involved. No matter what risk you’re taking, relying on your insurance should be the least of your worries. Jeff Champ Insurance has over 30 years experience when it comes to business insurance and designing a policy that works best for you and your business!

Contact us today to build your personalized protection plan! If you are unsure of the coverage needed, one of our experts will assist in choosing the right coverage for you!

Coverage Details Include but are not limited to:

We offer a wide range of quality insurance companies at an affordable price for all your auto and car insurance needs in Arizona and California. Here at Jeff Champ Insurance, we are here to provide all your options and help you find the best coverage with one of our many top-rated carriers.

General Liability

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. A general liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem from the kind of work an organization performs and where that work is executed.

Business Property

One of the most common types of business insurance is commercial property insurance, which provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered.

Workers’ Comp

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.

Commercial Auto

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company vehicle.

Builder’s Risk

A builders risk policy protects builders and contractors from losses to property and financially in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site.

Frequently Asked Questions

No, you do not! We offer a package that is called a BOP (Business Owners Policy). With a BOP we can include General Liability, Property, Auto all on one policy!

Yes! It is required by law that if you have an employee that you carry Workers’ Comp. Fun fact - Workers’ Comp can also cover 1099 employees, volunteers, or anyone you direct to do something paid or not paid!
Your business needs general liability insurance if you ever meet clients (at your business or theirs), or have any physical access to their equipment. Additionally, general liability insurance may be a requirement before some businesses will sign a contract with you. General liability insurance is a common necessity for most businesses. We can help you to determine a policy that works for your unique business.

Property insurance covers the building you own or lease. If you have a mortgage on your building or your landlord requires you to cover the building, you need property insurance. Property insurance also covers the business property inside the building. This also would cover any leased equipment that you may have.

Find The Coverage You Need

Request A Quote Today!

Chino Valley, AZ

Prescott, AZ

Why Choose Us

What Makes Us Different

01

You Have Options
We represent multiple insurance companies.

02

We Are Licensed
We are licensed insurance advisors in AZ & CA.

03

You're Not Alone
We are by your side every step of the way.

04

We're Here to Help
We are there for you in your time of need.
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